What Renovations Can I Do If My Home Is Part Of An HOA?
Owning a property that’s part of an HOA is beneficial as they typically have a value that’s 5 to 6% higher than a non-HOA home, according to a study from George Mason University. Home renovations are popular because they can also increase the value of a property. But when you’re living in an HOA, there are usually strict rules about the types of renovations you’re allowed to do. So, when do you need to get permission from your HOA?
Solar panels
There has been a lot of news published lately regarding HOAs and solar panels. North Carolina courts recently restricted HOAs in the state from banning solar panels. But it’s not like that in Philadelphia at the moment. If you want solar panels on your Philadelphia-based HOA property, you need to get permission from the HOA. An official request will need to be put in. If no other property in your HOA has solar panels, there’s a good chance that your application will be rejected. HOAs like all their properties to look aesthetically pleasing and uniform, and solar panels will make yours stick out like a sore thumb. You haven’t got to give up, though. Tweak your application plans to keep your HOA happy. This could include avoiding all-black systems or only installing panels on the rear of your property only.
New fence
Almost every outdoor renovation must be approved by your HOA. Even something as simple as a garden fence must be given the green light by your HOA. Things such as the height of the fence, what it’s made from, and whether it will affect visibility will be considered. Some HOAs don’t like fences because they will have spent thousands on the community’s landscape and will want to show it off as much as possible. Fences don’t necessarily work well in Philadelphia, either, due to the number of storms the city has encountered recently. Damage can be caused to your HOA’s common areas in bad weather. Your monthly HOA fees will be used to make major and minor repairs to common areas, so you can be sure that your home is secure. If you’re worried about your safety, these fees may also be used to pay for on-site security, thus eliminating the need for a security fence.
Kitchen renovation
Kitchen remodels are the most popular type of renovation, with 81% of renovations done on the kitchen. You should check your CC&Rs to be sure, but there’s a good chance that you’ll need approval from your HOA if you’re going to have a complete remodel. If it’s just a few minor changes you’re after, such as new appliances, an updated countertop, or a new sink, you don’t usually need approval. Just be sure to check the rules of your HOA before you start work. Your HOA may grant permission but only if you follow set rules. These are likely to include only using licensed tradespeople and limiting work between set hours to minimize disruption to other residents.
Outdoor temporary structure
If you fancy adding a shed to your garden then you’re going to need permission. Your application should detail the size and location of the shed and include a drawing. The most common shed size approved is 12×12. Your HOA may also want the shed to be pre-built and delivered rather than constructed on-site, so bear these things in mind when submitting your application. Getting approval for other temporary structures, such as gazebos, can be a little problematic. HOAs will seriously consider the impact of things such as a gazebo or sunroom on your neighbors, as well as how it will look. Your best option is to keep it as small as possible and ensure that the structure isn’t so tall that it can be seen from the sidewalk.
Paint job
HOAs like their properties to look similar to one another, so they’re not going to let you paint the exterior of your property in any bright colors. Some HOAs will have an approved color palette that you can choose a color from, so you can get straight on with the job. Others will want you to go through them before picking up your paintbrush. It’s usually best to get a professional exterior painter in to do the work. HOAs are responsible for making sure that their properties look nice. A poor paint job may lead to a fine and the work having to be done again which will cost you more in the long run, so leave it to the experts.
There are many benefits associated with living in an HOA, including good access to amenities, community spirit, and reduced maintenance. But if you wish to complete any renovations, it’s important you follow the rules of your HOA to a T.